Our approach

A thoughtful second look.
From the file to the finish.

We begin with the reason the deal stalled. Then we explore whether there is a suitable, authorized route forward.

Our approach

A thoughtful second look.
From the file to the finish.

We begin with the reason the deal stalled. Then we explore whether there is a suitable, authorized route forward.

Our approach

A thoughtful second look.
From the file to the finish.

We begin with the reason the deal stalled. Then we explore whether there is a suitable, authorized route forward.

Good partnerships
start with clarity.

Before a live application is shared, we agree on responsibilities, appropriate customer consent, secure information handling and how updates will reach your team.

01

Understand your operation.

We discuss your sales mix, current financing process and the kinds of declined opportunities you would like to revisit.

02

Review eligible files.

We look at why financing did not come together, the information available and the structure of the proposed purchase.

03

Explore a suitable direction.

Where there may be a path forward, we coordinate appropriate next steps through authorized channels. Lender criteria and customer circumstances determine the options.

04

Follow through together.

For a transaction the lender approves and the customer chooses to proceed with, we coordinate outstanding conditions alongside your team. Your dealership completes the sale and delivery.

Good partnerships
start with clarity.

Before a live application is shared, we agree on responsibilities, appropriate customer consent, secure information handling and how updates will reach your team.

01

Understand your operation.

We discuss your sales mix, current financing process and the kinds of declined opportunities you would like to revisit.

02

Review eligible files.

We look at why financing did not come together, the information available and the structure of the proposed purchase.

03

Explore a suitable direction.

Where there may be a path forward, we coordinate appropriate next steps through authorized channels. Lender criteria and customer circumstances determine the options.

04

Follow through together.

For a transaction the lender approves and the customer chooses to proceed with, we coordinate outstanding conditions alongside your team. Your dealership completes the sale and delivery.

Good partnerships
start with clarity.

Before a live application is shared, we agree on responsibilities, appropriate customer consent, secure information handling and how updates will reach your team.

01

Understand your operation.

We discuss your sales mix, current financing process and the kinds of declined opportunities you would like to revisit.

02

Review eligible files.

We look at why financing did not come together, the information available and the structure of the proposed purchase.

03

Explore a suitable direction.

Where there may be a path forward, we coordinate appropriate next steps through authorized channels. Lender criteria and customer circumstances determine the options.

04

Follow through together.

For a transaction the lender approves and the customer chooses to proceed with, we coordinate outstanding conditions alongside your team. Your dealership completes the sale and delivery.

The principles behind the process

Your relationship.
A coordinated effort.

  • A partnership that complements your finance department.

  • Customer contact and referral ownership agreed from the start.

  • Secure, authorized handling of application information.

  • Clear expectations, with no guaranteed approvals.

The principles behind the process

Your relationship.
A coordinated effort.

  • A partnership that complements your finance department.

  • Customer contact and referral ownership agreed from the start.

  • Secure, authorized handling of application information.

  • Clear expectations, with no guaranteed approvals.

The principles behind the process

Your relationship.
A coordinated effort.

  • A partnership that complements your finance department.

  • Customer contact and referral ownership agreed from the start.

  • Secure, authorized handling of application information.

  • Clear expectations, with no guaranteed approvals.

A few useful answers

What dealers ask.

Is this intended to replace our existing process?

No. The proposed partnership gives eligible declined opportunities an additional review while working alongside your team.

Does a second review mean an approval?

No. Some applications will not have a viable financing option. All decisions remain subject to lender review, eligibility and transaction conditions.

Does the customer still buy from our dealership?

That is the goal. The referring dealership remains central to the relationship and completes the vehicle sale and delivery. Responsibilities are agreed before the pilot starts.

What do you need for the first conversation?

An overview of your dealership, approximate sales and decline volumes, and the issues your team encounters. Do not send personal customer information for an introductory discussion.

Where do we discuss pilot terms?

We discuss the scope, commercial terms and responsibilities directly with your dealership before live files are referred.

An opportunity worth discussing

What if the next decline
isn’t the end of the deal?

A few useful answers

What dealers ask.

Is this intended to replace our existing process?

No. The proposed partnership gives eligible declined opportunities an additional review while working alongside your team.

Does a second review mean an approval?

No. Some applications will not have a viable financing option. All decisions remain subject to lender review, eligibility and transaction conditions.

Does the customer still buy from our dealership?

That is the goal. The referring dealership remains central to the relationship and completes the vehicle sale and delivery. Responsibilities are agreed before the pilot starts.

What do you need for the first conversation?

An overview of your dealership, approximate sales and decline volumes, and the issues your team encounters. Do not send personal customer information for an introductory discussion.

Where do we discuss pilot terms?

We discuss the scope, commercial terms and responsibilities directly with your dealership before live files are referred.

An opportunity worth discussing

What if the next decline
isn’t the end of the deal?

A few useful answers

What dealers ask.

Is this intended to replace our existing process?

No. The proposed partnership gives eligible declined opportunities an additional review while working alongside your team.

Does a second review mean an approval?

No. Some applications will not have a viable financing option. All decisions remain subject to lender review, eligibility and transaction conditions.

Does the customer still buy from our dealership?

That is the goal. The referring dealership remains central to the relationship and completes the vehicle sale and delivery. Responsibilities are agreed before the pilot starts.

What do you need for the first conversation?

An overview of your dealership, approximate sales and decline volumes, and the issues your team encounters. Do not send personal customer information for an introductory discussion.

Where do we discuss pilot terms?

We discuss the scope, commercial terms and responsibilities directly with your dealership before live files are referred.

An opportunity worth discussing

What if the next decline
isn’t the end of the deal?

iApprove operates in full alignment with Alberta automotive retail regulations.

Dealer referrals are subject to individual file review and vehicle eligibility.

FOLLOW US

Copyright 2026. iApprove Canada. All Rights Reserved.

iApprove operates in full alignment with Alberta automotive retail regulations.

Dealer referrals are subject to individual file review and vehicle eligibility.

FOLLOW US

Copyright 2026. iApprove Canada. All Rights Reserved.

iApprove operates in full alignment with Alberta automotive retail regulations.

Dealer referrals are subject to individual file review and vehicle eligibility.

FOLLOW US

Copyright 2026. iApprove Canada. All Rights Reserved.